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Dollhouses can range from a simple one-room cottage to a great multi-levelled castle of intricate design. Some of these houses are modern, others are Colonial, and still others unlike any real house ever made. Here is a short list of the world’s most famous dollhouses from around the world that truly are unique:

Queen Mary’s Doll House - Most enthusiasts see this magnificent dollhouse as the marker to which all other doll houses are measured. Built and designed in 1924 by renowned English architect, Sir Edward Lutyens, the dollhouse was a gift to Queen Mary and the people of England from the King of England. Standing at three and a half feet tall, the house sports two working elevators, electricity, working lights, plumbing with flushable toilets, and a wine cellar with bottles filled with real wine. Over fifteen hundred people had their hand in creating this masterpiece, involving artists and writers from all across the United Kingdom, including Rudyard Kipling who wrote little passages in the miniature books in the Library. The house is currently on display at Windsor Castle, open to the public.

Colleen Moore’s Fairy Castle - This castle was the brainchild of famous 1920’s Hollywood actress Colleen Moore. Completed in the middle of the Great Depression in 1935, the Fairy Castle stands over eight feet high and has all the elegance of a castle plucked right out of a fairy tale. From Cinderella’s Drawing Room with its gold chandelier encrusted with emeralds and pearls to the Weeping Willow in the Magic Garden that sheds real tears into a pool, Queen Mary’s Doll House alone rivals the castle’s detail. In fact, there were only two sets of miniature Royal Doulton china ever made: one for this castle and the other for the Queen’s dollhouse. The Fairy Castle is located at the Museum of Science and Industry in Chicago.

Tara’s Palace - Tara’s Palace was built in 1980 as homage to Titania’s Palace, a popular dollhouse in the 1920’s. It was designed after three of Ireland’s 18th century mansions: Castletown House, Leinster House, and Carton. Many of its twenty-five rooms contain paintings from leading Irish artists and exquisite furniture scaled down to 1:12. The palace is an ongoing project, with additions still being carried out today. This modern day palace is on display at Malahide Castle in Dublin, Ireland.

Thorne Miniature Rooms - This last dollhouse isn’t so much of a dollhouse as it is a series of ninety-nine wonderfully detailed miniature rooms. These models, conceived and constructed by Mrs. Narcissa Niblack Thorne between 1932 and 1940, provide a glimpse into the living conditions of European and American lifestyles from the 13th Century up to 1930.

These rooms aren’t found in one location and are spread throughout the United States in various museums. Most of them can be found in the Art Institute of Chicago, twenty more at the Phoenix Art Museum, another nine at the Knoxville Museum of Art, and one a piece at the Indianapolis Children’s Museum and the Kaye Miniature Museum in Los Angeles.

Learn more about the fascinating world of miniatures. For a great selection of collectable dollhouses, visit http://www.TheMagicalDollhouse.com today.

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The terrorist attack on 9/11 was one of our country’s most horrific moments, and the damage continues. Told there were no health hazards in the aftermath, the truth shows there was and many first responders are now afflicted and ignored by our government.

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Minnesota is a fantastic place to play golf. The many fine Minnesota golf resorts located in various parts of the state are perfect destinations for your summer get-away. Listing all the Minnesota golf resorts and their amenities would be quite lengthy and the space of this article does not permit that degree of detail. Instead I will highlight a couple of favorite Minnesota golf resort destinations, but rest assured that there are many other fine locations across the state.

Perhaps the premier Minnesota golf resort destination is the Brainerd lakes area. Golf Digest magazine agrees and lists this area of Minnesota as one of the top golf destinations in the USA. Madden’s, Cragun’s and Grand View Lodge are just a few of the Minnesota golf resorts in the Brainerd lakes area and represent the larger golf resort experience. But what if you want a smaller experience? Here is a suggestion; why not check out Birch Bay Resort which has it’s own 9-hole golf course along with cabin rental as well as water activities for the entire family.

The Alexandria area is another favorite destination and another fine Minnesota golf resort is the Arrowwood Resort and Conference Center on the shores of Lake Darling. You can experience golf at Atikwa Golf Club at Arrowwood as well as the many fine area golf courses that call Alexandria their home. Alexandria is also the boyhood home of PGA Tour player and past USA Ryder Cup Captain Tom Lehman.

The Detroit Lakes area is another hidden gem in Minnesota and a golf resort that doesn’t get nearly enough attention from the Twin Cities population base is the Fair Hills Resort featuring the Wild Flower Golf Course. As with the Arrowwood Resort near Alexandria you can stay at Fair Hills and make this your home base while you spend the week discovering the other fine local golf courses just a short drive away.

The Native American Tribes of Minnesota have added to the golf resort landscape in recent years with the introduction of fine courses such as Dacotah Ridge near Morton, Minnesota and the Wilderness at Fortune Bay near Tower, Minnesota. There are lodging, restaurants and casino facilities near by so you can stay and play as long as you wish.

The Old Barn Resort and Rivers’ Bend Golf Course is a Minnesota golf resort that specializes in a wide variety of family activities. Nestled in the Root River bluff country near Preston, which is located in southeastern Minnesota, this is a camping and golf experience that will have you coming back again and again.

Thumper Pond, near the city of Ottertail in northwestern Minnesota, offers the complete golf resort experience. In addition to the golf course there is also a spa, indoor waterpark and of course lodging and dining facilities.

As you can see there numerous choices offered in Minnesota golf resorts such as areas of the state to stay and play as well as services offered at each facility. This is just a small listing of what Minnesota has to offer as you plan your next golf get-away.

Dana Buttenhoff is an avid golfer and a native Minnesotan. After 20 years of golf and traveling around the USA, Dana would like to share the golf gems rural Minnesota has to offer. http://www.minnesotaruralgolf.com

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* Two championship golf courses, Druids Glen and Druids Heath (Irish Open and Irish PGA Championship). * A five-star hotel (The Druids Glen Marriott Hotel and Country Club). * The Druids Glen Golf Academy. * Resort facilities for corporations and retreats.. Druids Glen is one of the most beautiful golf courses and resorts you will ever visit. It’s also one of the top resorts in the world. In 2000, the International Association of Golf Tour Operators named Druids Glen European Golf Course of the Year. In 2005, the International Association of Golf Tour Operators named Druids Glen European Golf Resort of the Year. In 2005, Druids Glen won the prestigious European Golf Resort of the Year award from the International Golf Tour Operators. Winners of this award include Turnberry, San Lorenzo, and Praia d’El Ray. With two golf courses, Druids Glen is a treat for the serious golfer - of any standard. Druids Glen hosted the Irish Open four years running. Druids Heath, the sister course, hosted the Irish PGA Championship. When you play at Druids Heath, you’re walking in the footsteps of golf’s greats, including Sergio Garcia, Lee Westwood, Padraig Harrington, and Colin Montgomerie. Championship golf, five-star accommodations, conference and corporate meeting facilities, plus a convenient location just 30 minutes from Dublin make for a beautiful, historic, relaxing, and exciting start to your Irish golf vacation. www.druidsglen.ie

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Health benefit plans are very important because they assure safety to the people. From statistics it was revealed that about 70% American citizens are uninsured. Mainly the middle class families suffer because of no insurance. But many of them get health benefits from their employer. It is also very difficult to afford the high cost of premiums of the insurance. Here only discount health plans can help. Because of the growing cost of medical insurance now the consumers prefer the maximum benefits of the health plans. Experts believe that by the year 2010 the traditional insurance plan is going to lose their popularity and will get lost.

The health insurance companies offer lots of choices. Choices are important because individual and family health needs are different. But with so many choices, it is sometimes difficult to understand which plan will be the best for the people. These days, employers are trying their best to hold their employees. So, they are providing benefits to the employees and continuously update them to keep their interests. Most of the employers do research and surveys to provide with new benefit plans. But based on the insurance scheme health benefit plans are different from one employee to another. An employee can changes his chosen plan in case of marriage, birth, adoption or cancel the plan. Include all the benefit plans some are offered to all organizations, on the other hand some plans are limited to regional organizations only. In these benefits the Government invests a huge amount of money. It pays about 70% of the premium for permanent employees.

The benefit plans are a part of the marketing strategy taken by the various companies. Each company checks the benefits that other companies provide. Because it is very important to them to attract candidates with benefits and subsequently get the employees of other companies. These benefit plans help the employee to reduce income tax, also to deduce the tax amount of the employers.

The employers who have sufficient cash, a self funded health plan will be the best for medical claims savings. Self funded plan helps to design customized benefit plans and gives more control over the plan benefits than the natural insured medical plan. However, there are many risks including compliance and legal hazards, bad employee relation and human resource, and also potential liability because of mishandling claims. Large companies minimize these risks successfully with the help of a qualified TPA.

A self funded health benefit plan implementation is not to be undertaken lightly, but if it fails thousands of dollars will be wasted every year on fully insured premiums. The discussion detailed above will give you a good idea if you want the self funding. If you want to take the self funding, contact a qualified TPA or ERISA attorney. By the help of a capable professional you can design a suitable self funded plan.

Americas Health Brokers: Health care plans for pre existing conditions, health insurance, everyone approved AHB includes all major medical and group plans along with dental and maternity that anyone can afford.

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Debt consolidation loans are offered by Debt Consolidation Services to an individual who has a substantial debt outstanding to several creditors. These services when offered by government are called Federal Debt Consolidation Services. It is a basic process by which all unpaid loans are combined into one single loan. This usually also has a lower payoff on that single loan.

Procedure of debt consolidation involves negotiating with creditors. In this case the negotiating party is the government agency and the individual needs to strike a deal with them. This negotiation lowers the interest fees and reduces the penalty charges too. Advantage of this method is that it does not involve buying another loan. It amounts to restructuring old existing loans and putting them under a single amount so that every month a single payment has to be made as an installment. There are several flexible payment plans that a person wanting to consolidate their debt could opt for.

The individual is responsible for making just one payment to the U.S. government by combining all loans into a single one. People who are successful in their application for a federal debt consolidation loan have the option to reduce the amount they need to repay each month, or increase time to repay off the debt.

A person may not be assured of better service when using the services of a non-profit organization. Not all private agencies may be able agreeable to extend such facilities for large amounts. Federal Debt Consolidation services charge lower fees, not being profit oriented in their outlook.

It is important to discuss each and every single detail before going ahead with a debt consolidation scheme. It is always advisable to choose a government debt consolidation service that works on non-profit basis. The National Foundation for Credit Counseling is an organization, which registers various debt services.

Debt Consolidation Services provides detailed information on Debt Consolidation Services, Free Debt Consolidation Services, Non Profit Debt Consolidation Services, Settlement Debt Consolidation Services and more. Debt Consolidation Services is affiliated with Free Debt Consolidation Solutions.

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The health care reform bill authored by the Congress has finally been approved. It is imperative that we know the pros and cons of this bill. Let us discuss some facts about this health care legislation that should be common knowledge for every citizen.

The insurance companies will be under the watchful eye of the government. The minimum services to be covered, such as preventive care, will be standardized. The premiums should have a particular percentage to be paid out to patient care. The exchanges will be opened by the year 2014. By then, the insurance companies will not be able to turn down clients because of the previous conditions.

The hospitals or other private health care institutions won’t be taken over by the government the way they do in Britain or Canada. Physicians won’t be under the employment of the government such as in Britain.

And unlike in Canada where all bills are paid by the government (single-payer system), the US government will only aid individuals in buying insurance from private companies. The other areas of the previous system such as Medicaid for the deprived, employer-assisted insurance, or Medicare for the aged will not be touched. For individuals who are compelled to get insurance on their own, the administration will produce exchanges for health insurance. With this, they could comparatively analyze prices & plans with minimum effort.

Small companies are not obliged to provide insurance for their employees but large companies will be fined if they neglect to buy them insurance. Large companies are those that employ fifty workers or more. For example, an employee for a company of seventy workers purchases insurance on the exchange. Then it is found that he is eligible for the government’s low-income credit then the company will be afforded a fine.

According to the individual mandate, every individual must have a health insurance otherwise they will be fined. The intention of the government is to cap premiums for individuals who earn below a certain bracket. A minimum of $695 for every individual each year will comprise the fine. But there are exceptions like hardship on finances and other special cases.

The Medicare program, which is controlled by the government, will continue shouldering the medical expenses for senior citizens. But cost controls will be implemented on health care institutions, especially incentives & penalties. Medicaid will now cover all poverty-stricken individuals unlike before where only the elderly, disabled, children, or pregnant women are covered. Illegal immigrants aren’t eligible for benefits. Nor does the government favor elective abortions except in cases of incest, rape, or when the mother’s life was endangered.

Are you interested in knowing more about the pros cons of health care reform? Visit us at our site and we will tell you all you need to know about health care reform.

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